SavviAIX Loan File QA
AI Powered Auditing and Compliance
Your QA expert reviews exceptions.
Not every page of every file.
4 steps · under a minute · click any step to explore on your own
Step 1
The loan file comes in.
Every document, every page. Read automatically.
Loan 10-44827
Alder Ridge Holdings, LLC
11 documents · 284 pages
PDFClosing_Disclosure_final.pdf6 pp
PDFPromissory_Note_executed.pdf9 pp
PDFDeed_of_Trust_recorded.pdf24 pp
PDFAppraisal_1420_Birchwood.pdf61 pp
PDFTitle_Commitment.pdf18 pp
PDFFlood_Certification.pdf2 pp
PDFLoan_Estimate_initial.pdf3 pp
Plus insurance binder, entity docs, and the signed application.
Step 2
It’s checked against your QA packet.
Your rules. Your thresholds. Not a generic checklist.
QA-04Note amount must match the final closing disclosure to the dollar.
QA-11Appraisal effective date within 120 days of closing.
QA-18Borrower legal name identical across all executed documents.
QA-23Initial Loan Estimate delivered within 3 business days of application.
QA-31Every signature and initial block complete, no blanks.
168 checks in this client’s packet. Written by their compliance team,
loaded once, and applied to every file the same way every time.
Step 3
The audit report writes itself.
Minutes, not hours — and it shows its work on every line.
Audit report
LOAN-10-44827
Analyzing…
Key findings · 8 of 168 checks shown
Note amount matches final closing disclosureQA-04
Borrower legal name consistent across executed documentsQA-18
Appraisal effective date outside 120-day window
Dated 137 days before closing — Appraisal_1420_Birchwood.pdf p.1QA-11
Initial Loan Estimate delivered within 3 business daysQA-23
Incomplete initial block
Borrower initials missing — Deed_of_Trust_recorded.pdf p.4QA-31
Flood certification present and currentQA-07
Vesting on title does not match the deed
“Alder Ridge Holdings LLC” vs “Alder Ridge Holdings, L.L.C.” — Title_Commitment.pdf p.2QA-15
Right of rescission period documentedQA-29
0passed
0exceptions
0of 168 checks
Step 4
Your QA expert starts at the exceptions.
She still makes every call. She just stops hunting for them.
Checks she ran by hand
1683
Time per file
3.5 hrs20 min
Exception queue
MCM. Castellano · Senior QA
| Exception | Rule · source | Her decision |
|---|---|---|
| Appraisal 137 days old | QA-11 · Appraisal p.1 | Escalated |
| Missing borrower initials | QA-31 · Deed p.4 | Cure requested |
| Vesting punctuation mismatch | QA-15 · Title p.2 | Waived — immaterial |
Every decision, who made it, and when — kept with the file.
Run it against your own QA packet.
Send us your checklist and a handful of files. We’ll show you the exceptions it finds — and the hours it gives back.
Prefer to talk first? Schedule a call — no form required.
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